About Us

SmartCity Loan Advisory

Established in 2016, SmartCity Finance Solutions was founded with a clear purpose — to help everyday Australians navigate the home loan journey with confidence and clarity. Over time, our reputation for reliable advice, tailored solutions, and genuine care has earned us the trust of hundreds of clients across Australia. In fact, much of our business comes from repeat customers and word-of-mouth referrals — a testament to the strong relationships we build.

What began as a specialist home loan brokerage has now grown into a comprehensive finance and insurance advisory firm. Today, we offer a wide range of solutions including business and commercial loans, SMSF lending, asset finance, and personalised insurance advice covering life, TPD, and income protection — all designed to support your long-term financial wellbeing. No matter where you’re located in Australia, our team is here to provide smart, personalised finance solutions that evolve with your needs. SmartCity is led by Prasanth Bhaskar, an experienced finance professional with a Diploma in Finance and Mortgage Broking and an MBA from the University of Technology Sydney (UTS). Having migrated to Australia over 25 years ago, Prasanth brings not only deep industry knowledge but also a personal understanding of the financial journey many of his clients face. With a strong focus on clear communication, ethical advice, and long-term client success, Prasanth founded SmartCity to offer more than just lending — he set out to create a finance service built on trust, professionalism, and genuine care. His leadership continues to shape SmartCity’s reputation for excellence and lasting relationships.

Vision

At SmartCity, our vision is to be Australia’s most trusted finance partner — empowering individuals and businesses to achieve their goals through expert advice, innovative lending solutions, and a lifelong commitment to building strong, lasting relationships.

Mission

Our mission at SmartCity is to deliver smart, reliable finance solutions — from home loans to commercial lending — with a focus on trust, speed, and precision. We are dedicated to helping our clients build wealth, seize opportunities, and achieve their ambitions.

Core values

Trust

We act with honesty, transparency, and integrity — always putting our clients’ best interests first.

Expertise

We deliver expert advice and smart solutions backed by deep industry knowledge and a strong lender network.

Partnership

We see every client relationship as a long-term partnership — walking with you through every stage of your financial journey.

Simplicity

We simplify complex processes, making home loans, business lending, and asset finance easy and stress-free.

Innovation

We embrace smarter ways of working, using technology and creative solutions to deliver faster, better outcomes.

Commitment

We are committed to providing high-quality service, accurate loan submissions, and tailored financial solutions that meet real needs.

Growth

We believe in helping clients grow — from first homes to business expansions — and growing alongside them.

Reliable Mortgage Solutions

Why Choose SmartCity?

There are so many mortgage brokers to choose from, but why SmartCity?

We treat you with respect
We offer transparency and complete disclosure of the product selection process – You know exactly what you are signing up for – no blind spots.
We prioritise the Best Interests of our customer - You are in control, you select the bank, products, and features
We are an independent business, no obligation to any brands – You get unbiased advice
We have in-depth knowledge of the lender polices – we do not recommend a lender if their polices do not suit your requirements – You get quick turnaround times on loan applications
We focus on quality of submissions – You get peace of mind
We have expertise to serve a wide range of customers – Self Employed, PAYG, credit impaired – You get a home loan product suitable to your situation

Get in Touch with Us

Appointment

Testimonials

What our clients say about us

    
 
 
       Posted on Google  
   
   Stanly Thomas 
 
 
 
 Trustindex verifies that the original source of the review is Google. It has been a wonderful experience working with Smart CityHome Loan. This is consecutively the second year I have associated with them from a first home buyer, refinancing & other loan purposes.
Prasanth makes sure we have enough information & always assists us to obtain the best available options before proceeding.
I highly appreciate how he goes beyond his time & service to assist during all our loan paperwork’s.
I highly recommend Mr. Prasanth & his service for loan purposes as he is outstanding in his work.
  
 
      Posted on Google  
   
   Manoj Pullan 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Prasanth at smart City home Loans to people who is looking for getting loan or seeking for refinance. He is very trustworthy, professional and always love to help people in his best way.
  
 
      Posted on Google  
   
   pol 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our home loan experience with Smart City Home Loans was fantastic from start to finish. The application process was incredibly straightforward and user-friendly.

Mr. Prasanth was always available to answer our questions and provided clear, concise information throughout the process. He took the time to explain different loan options and helped us choose the one that best suited our financial situation. The entire process, from application to closing, was completed in a timely manner, and we were kept informed at every step.

We also want to highlight how he went above and beyond in his service, when we encountered  issue with our refinancing possibilities.

Overall, we are extremely satisfied with Smart City Home Loans. His transparency, professionalism, and customer-centric approach make him a standout in the industry. We highly recommend him to anyone looking for a hassle-free home loan experience.
  
 
      Posted on Google  
   
   M B 
 
 
 
 Trustindex verifies that the original source of the review is Google. Prashanth has recently helped us secure our first home loan, and I can't recommend him highly enough. He makes the whole process stress-free with very clear and timely communications. Prashanth helped us to select the right bank based on our financial situation. 100 percent happy with the service.
  
 
      Posted on Google  
   
   jobin jose 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend smart city home loans for your home loan and other loan purposes ,as a first home buyer i am unaware of the loan procedures and he always helped me in the whole process and always clear my doubts. I am highly satisfied with his service and it would be beneficial for anyone who really need assistance for your loan purposes.Thanks Prashath🙏